About Stinky Mortgage
Stinky Mortgage is a unique service which helps homeowners quickly evaluate how competitive their current mortgage really is.
Just input some basic mortgage and financial information and Stinky Mortgage will calculate the "Stink Factor"sm of your current home loan. The "Stink Factor" is based on a scale of 1 to 5, where 1 is fragrant and 5 reeks!
Stinky Mortgage's proprietary evaluation metrics consider all of the following information in calculating your "Stink Factor":
- The current value of your home
- Your mortgage balance
- Your second mortgage balance
- Your debt information
- The interest rate on your first mortgage
- Your mortgage type – fixed or adjustable/variable rate
- Your credit rating
- Your Loan to Value
- Your front-end debt to income ratio
(mortgage payment in relation to gross monthly income)
Stinky Mortgage is a free service of America's Lending Partners, a trusted leader in the online mortgage industry. Since 1999 ALP has been assisting homeowners and buyers to find the ideal mortgage, and realize the American dream of homeownership.
